There is something about spring that inspires us to shake off the dust, open the windows, and get everything in order. But while you’re decluttering closets and scrubbing baseboards, don’t forget—your finances deserve a seasonal refresh, too.
Here’s how you can tackle spring cleaning physically, financially, and even in your own backyard:
Physical Spring Cleaning Tips
Declutter with Purpose
Start small—one drawer, one closet, one room at a time. If it hasn’t been used or worn in the last year, it’s probably safe to donate or toss. Bonus points for setting aside unused items to sell online!Clean and Reorganize
Once you’ve cleared the clutter, deep-clean your space. Then, think about how your environment supports your daily routine. Could you rearrange furniture for better flow or re-label your pantry for easier meal prep?Yard Cleanup Matters, Too
Spring is the perfect time to revive your outdoor space. Rake leaves, trim overgrown bushes, plant fresh flowers, and clear out any lingering winter debris. Not only does it boost curb appeal—it creates a peaceful space to enjoy the warmer weather (and maybe even tackle some outdoor budgeting or planning time).Go Paperless
Speaking of physical clutter—what about those stacks of paper? Shred old documents you no longer need and consider going digital with bills and statements to reduce future buildup.
Financial Spring Cleaning Tips
Review Your Spending
Pull up your last 2–3 months of bank and credit card statements. Are there subscriptions you forgot about? Expenses that crept up? Spring is a great time to reset your budget and refocus on your priorities.Organize Important Documents
Take time to organize (or digitize) key financial documents—tax returns, insurance policies, estate plans. Having them in order will save time and stress down the line.Revisit Your Goals
Are you saving for a vacation, a home, retirement? Take a moment to check in on your goals. Adjust savings contributions, rebalance your portfolio if needed, and talk to your advisor if anything has changed in your life.Boost Your Emergency Fund
Tax refund coming your way? Consider putting part of it toward your emergency savings. Having a cushion can make all the difference when the unexpected happens.
Fresh Season, Fresh Start
Spring reminds us that it’s okay to reset. Whether you're clearing out physical clutter, freshening up your yard, or taking control of your financial life, a little effort now can lead to a brighter, more organized year ahead.