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Marriage is an important step in anyone's life and brings many challenges with it. One of those challenges is the management of your finances as a couple. The money decisions that you make now as a couple can have a lasting impact on your financial future together. Careful planning of your finances can ensure that together, you achieve financial success.
Deciding whether to contribute to your 401k pre-tax or Roth is mostly about when you think the tax rate will be higher, but there are other factors to consider as well. This post explores a few scenarios that might offer more guidance to that decision, as well as a suggestion that can fit when you’re just not sure.
In today's rapidly changing financial landscape, staying informed is more crucial than ever. John’s latest economic update dives into the key trends and insights shaping the markets in the 4th quarter of 2024. Whether you're a seasoned investor, business owner or just curious about the economy's direction, this analysis provides the essential information to keep you ahead of the curve.
For many high-income earners, IRS income limits prevent direct contributions to Roth IRA accounts. Enter the backdoor Roth IRA – not a special type of account, but rather a perfectly legal transaction sequence that helps higher earners access Roth IRA benefits despite income restrictions. Here’s how it works…
We have recently shared a blog on this topic before, but it’s something we can’t stress enough—keeping your data safe is more important than ever. Cyber threats are constantly evolving, and even the most cautious individuals and businesses can fall victim to security breaches. That’s why we’re revisiting this crucial subject with fresh insights and practical tips to help you stay ahead of potential risks.
A new rule starting in 2024 opens up exciting opportunities for 529 account holders looking to boost their retirement savings. With this change, you can now transfer funds to your Roth IRA under certain conditions, bypassing some of the usual restrictions. Ready to learn more? Read on about how this could benefit you and your family’s future…
In my experience working with thousands of couples on financial matters, I have found that true partnership in managing personal finances is a rarity. Most couples struggle with differing levels of aptitude, education, interest, and natural talent when it comes to money management. This imbalance often shapes how financial decisions and responsibilities are divided within the relationship.
Statistically speaking, 7 out of 10 Americans will need some type of long-term care in their lifetime - that might sound alarming, but understanding your options can help you prepare confidently for the future. In our latest blog post, we break down the real costs of long-term care and explore practical strategies to protect yourself and your loved ones, from insurance options to self-funding approaches.
