Blog posts
The Prosperity People
Protecting Seniors from Modern Scams: Medicare ...

Scammers are evolving faster than ever, and seniors have become their primary target. In 2024 alone, older Americans lost over $3.4 billion to fraud—a staggering increase driven by two particularly insidious schemes: Medicare and Medicaid fraud that weaponizes healthcare confusion, and Bitcoin ATM scams that exploit urgency and fear. These aren't the clumsy phone scams of yesterday. Today's criminals use sophisticated caller ID spoofing to appear as legitimate government agencies, deploy AI-generated voices that sound remarkably authentic, and employ psychological manipulation tactics refined through thousands of successful thefts. What makes these scams especially dangerous is how they prey on trust—trust in Medicare, trust in law enforcement, and trust in technology that many seniors didn't grow up with. But knowledge is power, and understanding how these scams work is your first line of defense.

Protecting Seniors from Modern Scams: Medicare Fraud and Bitcoin ATM Schemes
Blog posts
Kelley C. Long
Financial Planning Numbers You Need to Know for ...

Do you need to adjust your savings rates to account for new contribution limit increases? Double check to make sure you’re not missing out on the new opportunity to save more, plus a tax law change that sweetens your charitable donations!

Financial Planning Numbers You Need to Know for 2026
Recipes
The Prosperity People
Traditional Hoppin' John Recipe

A classic Southern dish traditionally eaten on New Year's Day for good luck. The black-eyed peas represent good luck, pork represents prosperity and greens (often served alongside) represent wealth.

Traditional Hoppin' John Recipe
Blog posts
The Prosperity People
Beyond Resolutions: Alternative Approaches That ...

Every January, millions of people set ambitious New Year's resolutions, only to abandon them by February. Studies show that approximately 80% of resolutions fail by the second week of February. The problem isn't lack of willpower—it's the approach itself.

Traditional resolutions are often vague, all-or-nothing, and disconnected from our daily lives. Here are evidence-based alternatives that create lasting change.

Beyond Resolutions: Alternative Approaches That Actually Work
Blog posts
Kelley C. Long
5 Times It Might Make Sense to Borrow from Your ...

A strategic, one-time 401(k) loan can be a smart financial move in specific situations. Here are five scenarios where it might make sense.

5 Times It Might Make Sense to Borrow from Your 401(k)

Protecting Seniors from Modern Scams: Medicare Fraud and Bitcoin ATM Schemes

Protecting Seniors from Modern Scams: Medicare Fraud and Bitcoin ATM Schemes

Scammers are evolving faster than ever, and seniors have become their primary target. In 2024 alone, older Americans lost over $3.4 billion to fraud—a staggering increase driven by two particularly insidious schemes: Medicare and Medicaid fraud that weaponizes healthcare confusion, and Bitcoin ATM scams that exploit urgency and fear. These aren't the clumsy phone scams of yesterday. Today's criminals use sophisticated caller ID spoofing to appear as legitimate government agencies, deploy AI-generated voices that sound remarkably authentic, and employ psychological manipulation tactics refined through thousands of successful thefts. What makes these scams especially dangerous is how they prey on trust—trust in Medicare, trust in law enforcement, and trust in technology that many seniors didn't grow up with. But knowledge is power, and understanding how these scams work is your first line of defense.

Beyond Resolutions: Alternative Approaches That Actually Work

Beyond Resolutions: Alternative Approaches That Actually Work

Every January, millions of people set ambitious New Year's resolutions, only to abandon them by February. Studies show that approximately 80% of resolutions fail by the second week of February. The problem isn't lack of willpower—it's the approach itself.

Traditional resolutions are often vague, all-or-nothing, and disconnected from our daily lives. Here are evidence-based alternatives that create lasting change.

Winter Wellness: Thriving Through Shorter, Darker Days

Winter Wellness: Thriving Through Shorter, Darker Days

As autumn fades and winter settles in, the days grow noticeably shorter and the nights longer. This seasonal shift can affect our mood, energy levels, and overall wellbeing. But with intentional routines and self-care practices, you can not only survive the darker months but truly thrive during them.

Finding Light in the Season of Thanks

Finding Light in the Season of Thanks

This time of year has a unique way of stirring up complex emotions. While autumn leaves fall and we move toward shorter days, there's something in the air that calls us to reflection and gratitude. Yet many of us find ourselves caught between genuine appreciation and the pressure to perform thankfulness. This season, perhaps more than ever, it's worth exploring what it truly means to be grateful—not just during designated moments, but as a practice that can transform how we experience life itself.

One Word That Could Save Your Sanity (and Budget) This Holiday Season

One Word That Could Save Your Sanity (and Budget) This Holiday Season

Decision fatigue is real, and it's expensive. Every choice we make depletes our mental energy, and by December, most of us are running on fumes. That's when we're most vulnerable to overspending and over-committing. Read on for a simple filter to help you navigate all of the activities of the holiday rush with intentionality and choice.

Smart Holiday Spending: 2025 Budget Guide

Smart Holiday Spending: 2025 Budget Guide

As we approach the 2025 holiday season, it’s easy to get caught up in the excitement—and expenses—of gift-giving, entertaining, and travel. Between family traditions, year-end generosity, and festive celebrations, holiday spending can creep up quickly. For individuals and families focused on long-term financial goals, it’s important to strike a balance between joy and financial discipline.