We’ve built dozens of what we call “Prosperity Plans” over the years.  If you haven’t worked with us before, its what we call a financial plan…but it’s a little different than what you might have experienced elsewhere.  It’s meant to be a guide and a decision-making model…not something that is etched in stone.  Speaking from experience, few plans turn out exactly as they are initially built.  Hey, life happens!

Far too often, I see people waiting until December to tackle money moves that will help them take full advantage come tax season. But December’s a hard month to get things done and so waiting until the last minute is a roll of the dice.

Okay, okay, full disclosure: I can’t take all the credit for this topic. A client suggested this one to me and it was such a good idea, I couldn’t pass it up.