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Okay, is it all right to start panicking now?
Many investors are asking themselves this question as the markets go through another bumpy ride. Market pundits who, just a few weeks ago were telling us that there would be a market surge, are now predicting a bearish decline. Others are saying the obvious: companies and traders don’t like the anticipated effect of new tariffs on the American business community.
Marriage is an important step in anyone's life and brings many challenges with it. One of those challenges is the management of your finances as a couple. The money decisions that you make now as a couple can have a lasting impact on your financial future together. Careful planning of your finances can ensure that together, you achieve financial success.
Deciding whether to contribute to your 401k pre-tax or Roth is mostly about when you think the tax rate will be higher, but there are other factors to consider as well. This post explores a few scenarios that might offer more guidance to that decision, as well as a suggestion that can fit when you’re just not sure.
For many high-income earners, IRS income limits prevent direct contributions to Roth IRA accounts. Enter the backdoor Roth IRA – not a special type of account, but rather a perfectly legal transaction sequence that helps higher earners access Roth IRA benefits despite income restrictions. Here’s how it works…
We have recently shared a blog on this topic before, but it’s something we can’t stress enough—keeping your data safe is more important than ever. Cyber threats are constantly evolving, and even the most cautious individuals and businesses can fall victim to security breaches. That’s why we’re revisiting this crucial subject with fresh insights and practical tips to help you stay ahead of potential risks.
A new rule starting in 2024 opens up exciting opportunities for 529 account holders looking to boost their retirement savings. With this change, you can now transfer funds to your Roth IRA under certain conditions, bypassing some of the usual restrictions. Ready to learn more? Read on about how this could benefit you and your family’s future…
In my experience working with thousands of couples on financial matters, I have found that true partnership in managing personal finances is a rarity. Most couples struggle with differing levels of aptitude, education, interest, and natural talent when it comes to money management. This imbalance often shapes how financial decisions and responsibilities are divided within the relationship.
