Aaaah, the humble Health Savings Account (HSA). Most of us have one and know the basics of how to use it, but few harness the HSA to its full potential.

We’ve got you covered. We asked our good friend, Kelley Long, CPA/PFS and an expert on HSAs, to bring us up to speed. She shared three of the most important things to know about this underleveraged financial tool.

Let’s start with an all-too-common scenario:

Kelly is READY. They’ve eagerly awaited the day when they can turn in their notice to the boss and close the work chapter of their life. They can’t wait to kick up their feet, poolside, sipping a margarita before heading out to their weekly mah jongg game. (Side note to our younger readers: Why is mah jongg reserved for Baby Boomers? Get with the program Gen X and Millennials, that game is the business.)

Like so many of you, we are consumed by the war and desolation happening in Ukraine.

It is hard to wrap our minds around such loss — of life, of family, of home, of safety and normalcy. We know that we cannot understand what it is to be a Ukrainian right now.

When we met a month ago to plan The Prosperity People’s March content, the world was in a much different place than it is today.

The research is clear: knowing how to communicate effectively with your partner about finances can make a big difference in the quality of your relationship.

As the ball drops and calendar pages turn, we naturally look forward. And while 2021 was an arguably tough year, there’s hope in the possibilities that come with the future. It’s why so many of us use this time to reinvent ourselves and dream of where we’ll be a year from now. But resolutions have become a bit of a trope. With a 19% success rate, is there even a point?