Often, we use this time of year to look forward, setting aspirational goals for our future selves

You’ve set up your initial Prosperity Plan and are trying it on for size. But there’s one piece of a financial plan in particular that tends to get put on the back burner: the estate plan.

All too often, individuals are eager to draw up a financial plan, but after mapping out the basics with a financial advisor, the client files the plan away and it sits — collecting physical (or digital) dust.